p {  font-family: Arial, Helvetica, sans-serif; font-size: 10pt}
h3 { font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; color: #990000}
h4 { font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; color: #000000}
ol { font-family: Arial, Helvetica, sans-serif; font-size: 10pt }
ul { font-family: Arial, Helvetica, sans-serif; font-size: 10pt }
.legal {  font-style: italic; color: #999999; font-size: 8pt}